2008: Least Expensive Year & The Second Most Saved
I have kept tallies on food and fuel costs since 2007. We record every penny going in and out. I love looking back and seeing how much gas was in 2007 or 2008, compared to now. Or how much olive oil or chocolate was then and now. We follow the principles in Your Money or Your Life, Transforming Your Relationship with Money.
For 2008: Sasha is working and I am working/volunteering as we move from place to place. We also had to deal with a leak in the Truck Camper that had to be fixed. And this was the first time I had tried out Work-camping. Hopefully it will not be the last, but this kind of work is much different than volunteering and it does not have as much of the “good feelings” as volunteering does. But they are all learning experiences.
Winter in a 1930’s Cabin, Spring/Summer/Fall in a Campground & Winter in an Apartment!
February 2008 – Old hats at the Cabins, and we bought airline tickets for a trip, plus a down payment on a motorcycle. Saving Energy by Making Choices
March 2008 – Old hats at the Cabins, but taking a trip south to buy a motorcycle for Sasha for his major commuting next month. Traveling Craziness While Moving
April 2008 – Moving to Candy Hill Campground in Winchester, VA. Learning the area, we got rid of a few expenses but got a few more. Working & Living in a Campground
May 2008 – Managing to keep the expenses low as we start to get familiar with the Winchester area. Workamper Living on One Salary
June 2008 – June, can we keep up the low expenses? Obviously NOT! But it is because we like fruit. And we went picking for the fruit, drying it and using it later. So it will be interesting to see if the garden and the fruit pay off later. We shall see. Supplementing Our Food with Gardening
July 2008 – Our Cheapest month EVER! Even though we went to the Luray Caverns and out to eat a few times, it still was the cheapest month yet! Who knows if we can keep it that way. Frugality Pays Off, Our Lowest Expenses EVER!!!
August 2008 – So we doing a bunch of fruit picking, and trying to keep the expenses down, but the dentist took a major bite out. Food Expenses High AGAIN?
September 2008 – Hopefully not as bad as August. No MUCH MUCH WORSE – had to pay personal property taxes so Major OUCH! Ultimately this will not be the case for us, but it is right now. Buy Cheaper or Be Taxed!
October 2008 – Thankfully not that bad as September but there are some Bad Banks and Laptop Heck… that we had to deal with this month.
November 2008 – Sad days, we had to leave the full timing experience for a couple of months, as our truck camper sprung a leak. Moving and Maintenance Woes
December 2008 – Living in an apartment. It feels so weird, especially when the owners are above you and are smoking like fiends. We Made a Few Mistakes with Suburbia Living
The expenses of the year are below:
- Food, Food & Household: $4,087.59
- , Out To Eat: $2,514.15
- Clothing, Laura: $126.75
- , Sasha: $36.74
- , Both: $38.06
- Shelter, Propane: $60.27
- , Wood: $16.00
- , Services/Maintenance: $962.52
- , Trailer Stuff: $150.08
- , Rent: $1,500
- Transportation, Gas: $1,698.32
- , Diesel: $1,179.82
- , Gas for Cycle: $1,077.75
- , Motorcycle Purchase: $4,900.00
- , Cycle Maintenance: $293.33
- , Tolls: $172.80
- , Registration (All): $306.18
- , Maintenance (All): $400.33
- , Other Maintenance: $115.50
- , Insurance (All): $1,129.38
- Communication, Postage: $163.92
- , Cell Phones: $258.81
- , Internet: $29.89
- , Hosting: $119.72
- , Other Computer: $20.99
- , Computer Stuff: $675.03
- Health, Health Insurance (L): $1,461.00
- , Doctor: $12.00
- , Dentist: $369.76
- , Gym: $415.22
- , Other: $41.27
- Recreation, Books/CDs: $653.99
- , Fun Stuff: $1,358.92
- , ATV Cycle Gas: $1,577.30
- , Gardening: $280.15
- , Other Stuff: $27.89
- , Donations: $1.00
- , Gifts: $304.35
- Taxes/Memberships, Cost of AMEX: $14.49
- , Cost of MC: $50.00
- , Property Tax: $1,021.14
- , Shortfalls: $0.76
- , Tax Preparer: $375.00
Total Totals: $29,997.17
One-Time Expense: $4,900 Motorcycle
Sasha was working full time and I worked or volunteered as we moved from place to place. We also had to deal with a leak in the Truck Camper that had to be fixed. And this was the first time I had tried out Work-camping. Hopefully it will not be the last, but this kind of work is much different than volunteering and it does not have as much of the “good feelings” as volunteering does. But they are all learning experiences.
Expenses without the one time expense: $25,097.17
This is more in line with what we hope is our yearly expenses. We saved over 58 percent of our income from paychecks and investments.
Frugality does work if you spend the time to do it.