Most Expensive Year BECAUSE We Bought a New RV
I have kept tallies on our expenses since 2007. We record every penny going in and out. I love looking back and seeing how much gas was in 2007 or 2008, compared to now. Or what was expensive to us then vs now. We follow the principles in Your Money or Your Life, Transforming Your Relationship with Money.
For 2009: This was the year we bought our new rig. So expenses were higher than the year before. Since we are not in the business to buy a rig every year nor as much stuff to have the rig be sustainable, we might just be able to make the full-time RVing Lifestyle work for us. Maybe someday the full-timing gig can be less expensive than living and working two jobs….
Winter in an apartment, Spring/Summer/Fall working for NPS & Winter Traveling!
Sasha considers this year as when we really became full-time RVers. He thinks this way because it was the year he retired from his career. However, do people really ever retire or do they go on to do different things in their lives, whether volunteering or trying out something new? I maintain that we became full-timers in 2007, when we moved from our house to our RV.
January 2009 – In Virginia, living in a house. High Food and Transportation costs because of FUN!
February 2009 – In Virginia, living in a house. Federal Tax Mistakes
March 2009 – In Virginia, living in a house, but then some good news while we Maintain and Insure ourselves.
April 2009 – Started working in Cape Hatteras National Park and living there, resort living means $$. Especially since Sasha will not be with me for part of the month.
May 2009 – The first full month of us both being in Cape Hatteras NS, and me getting used to the NPS.
June 2009 – Bought a bit of provisions and we did some traveling.
July 2009 – Sasha started Volunteering, and it is hot. What will the expenses be especially for fun and health?
August 2009 – Another hot month Cape Hatteras, how high will the expenses be? Nope IT WAS THE CHEAPEST MONTH of 2009!
September 2009 – No more summer programs, and Sasha did a search for the rig we wanted, we expect the next couple of months to be expensive.
October 2009 – Part of the month working and part traveling, we are headed west…
November 2009 – The most expensive month since full-timing. But we bought a rig, so it makes sense.
December 2009 – Spent three weeks in our new home state, and then headed to Nevada. While this year was expensive, we now have a great rig, and hope to enjoy it for years to come.
The expenses of the year are below:
- Food, Food & Household: $2,989.54
- , Provisions: $1,007.50
- , Farmer’s Market: $143.68
- , Out To Eat: $2,208.07
- Clothing, Laura: $122.64
- , Sasha: $93.00
- , Both: $32.34
- Utilities, Laundry: $20.00
- , Electricity: $21.79
- , Rent/Storage: $1,030.00
- , Propane: $291.08
- Shelter, Hotels/Motels: $87.30
- , Campgrounds: $228.00
- , Services/Maintenance: $938.81*
- Transportation, Gas: $429.66
- , Diesel: $3,326.42
- , Gas for Cycle/Generator: $193.50
- , Truck Maintenance: $0
- , Cycle Maintenance: $883.13
- , Car Maintenance: $124.45
- , Tolls/Parking: $38.00
- , Truck Registration/Taxes: $342.62
- , Cycles Registration: $161.80
- , 5th Wheel Registration/Taxes: $1,100.00
- , Cycles Insurance: $161.80
- , Truck/Car Insurance: $880.26
- , Truck Inspection: $14.50
- , Cycle Inspection: $15.50
- , 5th Wheel Inspection: $14.50
- Communication, Postage: $146.13
- , Cell Phones: $507.49
- , Internet: $558.32
- , Hosting: $68.87
- , Mailbox Escapees 2 Years: $295.00
- , Extra Postage Escapees: $50.00
- , New Laptop: $1,099.00
- , Computer Stuff: $671.58
- Health, Health Insurance (L): $1,629.00
- , Health Insurance (S): $1,520.68
- , Doctor: $110.00
- , Dentist: $0
- , Gym: $107.00
- , Prescriptions: $39.00
- , Other: $121.12
- Recreation, Books/CDs: $32.34
- , Fun Stuff: $1,091.39
- , Gardening: $203.84
- , Gifts: $154.42
- Taxes/Memberships, Cost of AMEX: $0
- , Cost of Costco: $50.00
- , Bank Charges: $15.00
- , State Tax: $815.93
- , Personal Property Tax: $560.00
- , Federal Income Tax: $2,734.00
Total Totals: $34,599.89
- Bought Hitch: $3,117.62
- Hitch Repair: $196.90
- Solar Equip/Install: $9,578.00
- Bought Camper: $16,350.00
- Bought Tires: $730.00
- Installed Hitch: $625.20
- Exhaust Brake: $3,469.03
- Extra Fuel Tank: $1,753.82
- Driver’s Licenses: $63.00
Real Total Totals: $67,302.84
Yooza but that was an expensive year. However, we bough and paid in full for the expenses. No loans whatsoever! We moved to a different domicile (Texas), we lived in a resort-like town, Sasha retired from his job at age 50! And I started a new career as a Park Ranger for the federal government. And we bought a new rig and made it so that we had solar panels so we would not have to stay in campgrounds all the time.
Expenses without the one time expenses: $34,599.89
We saved over 42 percent of our income from paychecks and investments this year.
Saving for those big ticket items is important so that we don’t have loans later on.