The Finances of Living in a Truck Camper:
Working at Campground & Sasha working full-time
June – Supplementing Our Food With Gardening
June, can we keep up the low expenses? Obviously NOT! Yet Learning and gaining new experiences are worth it.
Expenses for June 2008
- Food, Food and Household: $317.42
- Food, Provisions: $130.00
- Food, PYO/Farmers Market: $52.00
- Food, Out to Eat: $106.19
- Clothing, All: $0
- Transportation, Car Gas: $131.90
- Transportation, Diesel: $130.80
- Transportation, Motorcycle, Gas: $155.56
- Transportation, Truck/Car Maintenance: $135.08
- Transportation, Motorcycle Maintenance: $15.94
- Camper Expenses: Services: $303.35
- Communication, Cell Phone(s): $91.34
- Communication, Hosting: $0
- Health, Insurance (Laura): $113.00
- Health, Other: $7.20
- Recreation, Books/CDs: $27.24
- Recreation, Gardening: $229.24
- Recreation, Toys Maintenance: $27.89
- Recreation, Birthday/Charity: $11.00
Total Expenses = $1,985.11
Food and Diesel Went Up, Time to be Frugal
Definitely higher than last month. However, we did sell my ATV, so it was a wash, I guess. Part of the expenses were the extra provisions that I started getting, plus the fact that the prices for food are going up, plus we bought some hard drives for my computer and finally for the garden. The way Sasha and I am treating the expenses for the garden is as though I just paid for an all day class. Around $230 was how much it cost for a class at ExecuTrain, a company I worked for way long ago.
Food Expensive Yet Very Fresh
I broke down the food expenses this month into three parts: regular shopping of Food & Household (stuff that we got at grocery stores and Walmart), Provisions (extra food stuff that we might not eat this month but was put into storage to eat sometime later, like extra dried milk, pasta, oatmeal, oat bran, granola, and dried fruit), and then PYO (Pick Your Own) and Farmers Market. These are local foods for strawberries and blueberries. We spent $30 for blues went we went picking, and they were well worth the time and money to get them. And the Out to Eat was not high this month, but it could be better.
Gas Prices Increase
The Transportation amounts went up as the gas prices are hitting all time highs and so our gas and diesel prices reflect that. BUT we only filled up once for the truck, three times for the car, and eight times for the motorcycle. Obviously, Sasha has to get to work, but he is using the motorcycle most often to do so. I am averaging about 35 miles to the gallon for the Saturn, and Sasha is averaging about 47 miles to the gallon. Which is not bad.
We had to do Maintenance on my car and the truck, both of us for oil changes. The truck had the good portion of the money, over $100 while the car was $18. The Bike Maintenance was what Sasha did himself, but he needed the parts.
Laptop as Camper Stuff
The Camper Services/Stuff was high, because we bought a hard drive for my laptop (which is still working shhhh – don’t let it know I told you….), a solar battery for the truck (to keep the batteries juiced), and keys for the camper (so that we had more than one set.) There were a few other things in there as well, some tools and other equipment for the camper.
Cell Phones Without a Plan
The Communication – Cell Phones – I had to get minutes for my phone in the early part of the month and Sasha had to get them late in the month.
Staying Healthy Forget Dental
My insurance went down because I decided to take out the rider for dental. I was not getting things paid for with the dental, so why should I pay $23 a month if they are not “allowing” me to get certain things done? As it is, I am going to have to wait until January 2009 to finish the dental work on my back teeth because we ran out of the money for the FSA. The prices with dental are getting (and have been) too high.
Changing the mindset
Change can be different, especially when you are used to doing something one way, but not the other. When I was a kid, we had a great garden full of tomatoes and other veggies. I did not have a garden in our stick and brick home, as there was no real room. I had tried growing things in pots, but they usually dried out. This month would be the test, to see if I could grow things in a very good garden with a fence already around it. Reading books can only take you so far, and sometimes you just need to DO IT. So I Did!